Commercial
Fishing Guide Insurance
ANGLER
Insurance for Fishing Guides is now available as an option
with ANGLER'S Best and ANGLER Bass Boat policies!
Available to Charter Fishing Guides
operating boats under 24 feet. Often excluded from other
providers because of commercial use, BoatUS ANGLER
welcomes fishing guides by offering comprehensive coverage
for their boat, guests and fishing equipment.
Policy
Features Include:
- Agreed
Value Coverage for Boat, Engine and Trailer
- Liability
Coverage and Legal Representation against suits or claims
- Medical
Payments Coverage for you and your guests - up to $10,000
per person
- Fishing
Equipment Coverage – up to $5,000 per incident
- Uninsured
Boater Protection – for your injuries caused by an
uninsured or hit-and-run boater
- Generous
Cruising Area – fish the waters of the U.S. and Canada
without an extension
- PLUS:
24-Hour Emergency Dispatch for fire, sinking, fuel spill
— even roadside accidents, and fast, fair claims service
delivered by our caring team of boating experts.
NOTE:
Coverage available for boats under 24 feet operating with
up to three guests. All BoatU.S. policies subject to limits
and exclusions.
NOTE:
Many states require Commercial Fishing Guide Insurance, please
check with your state's DNR.
BoatUS
Angler Expert Steve Chaconas Has Tips on Professional Fishing
Guide Insurance
BoatUS ANGLER Expert Steve Chaconas has guided hundreds
of paying anglers over the last 15 years on the nation's river,
the Potomac. While fishing is his passion, he also has
to manage his business, National
Bass Guide Service . And for Steve, that includes
having a professional guide insurance policy for his bass
boat. Chaconas has these tips for any guide thinking
about professional fishing guide insurance
:
The
gamble: "The biggest reason to have a professional
guide insurance policy is you don't put your customers, your
business, or home in jeopardy if something happens," says
Chaconas. "Some guides have told me that they simply extend
their homeowners or auto policy to cover their boat, and hope
for the best. However, by being less than forthcoming
with their insurer, a guide runs the risk of losing everything.
When I have a claim, I want an insurance company that specializes
in fishing boats, knows my business, and doesn't include my
personal property on the policy."
The
professional edge: " When anglers call with
questions about my guide services, they often forget the most
important question: do I have professional guide insurance?"
says Chaconas. "I tell them it's the most important
question to ask any guide and it should be a deal breaker
if they don't. Having this coverage gives me a professional
edge and separates me from the pack."
Don't
let low prices fool you: "Having a rock-bottom
priced insurance policy doesn't mean you have the best value.
I have found that specialized boat insurance policies tailor-made
for fishing guides like me provide better coverage with features
more important to me and with lower deductibles," says Chaconas.
Follow
the trend: "More local agencies today are regulating
guide services for safety reasons, and good comprehensive
insurance coverage is becoming mandatory," added Chaconas.
"After
40 years of insuring only boats, BoatUS has a guide policy
that not only meets my needs as boater, fisherman and service-provider,
but offers the best protection for other important aspects
of my business," said Chaconas.
All
BoatUS Fishing Guide Insurance policies
are for boats under 24-feet carrying up to three guests,
and are "agreed value," which provides more reimbursement
in the event of a partial loss by paying the replacement cost
of most items. They also pay the value stated on the
policy if the boat is a total loss.
Key
features include $5,000 of fishing equipment coverage (per
incident) for both guide and guests, up to $500,000 in liability
coverage and legal representation against lawsuits or claims,
as well as up to $10,000 per person in medical payments coverage.
Also
included are: Full salvage assistance, which means you won't
have to pay extra money out of your own pocket to remove a
sunken wreck, and consequential damage coverage, which pays
for resulting water damage if your boat sinks because of a
failed part, as well as uninsured boater protection.
The
policy is also good for fishing all fresh and saltwaters of
the US and Canada - with no "extensions" required when going
from state to state. It will also reimburse tournament
entry fees when the boat is damaged by a covered claim, as
well as offer liability coverage for a temporary replacement
boat.
In
addition, policyholders have access to 24-hour emergency dispatch
for fire, sinking, fuel spill, and even roadside trailering
assistance. "No guide wants to leave his loaded $60,000 rig
unattended on the side of a road while they go off searching
to get a tire fixed. With BoatUS insurance I have access
to their Trailering Club specifically designed for trailer
boats and tow vehicles. For $14 a year it provides up
to 100 miles of free towing," he added.
For
more information, call (866) 532-1829 or go to BoatUSAngler.com/insurance
for more.
Fishing
Guide & Charter Locator
Get
Listed...Get Business
Advertising
your fishing guide or charter business on BoatUSAngler.com
is a great way to get customers to find you. The Fishing Guide
& Charter Locator also includes an informal rating system
that allows customers to share their experience online - positive,
"word of mouth" feedback is an easy way to get new
and repeat business. |
