| 
BoatUS ANGLER Insurance features low-cost
policies for all boats and are especially designed to provide
the best coverage for your boat and gear. Choose the policy
type that best serves your boat size and fishing lifestyle.
OUR
POLICIES
ANGLER’s
BEST - our flagship
policy featuring Agreed Value coverage for total protection
ANGLER
Bass Boat Program - Exclusively
for bass boats - Agreed Value coverage with extended
cruising areas
NEW!
ANGLER
Insurance for Fishing Guides is now available
as an option with ANGLER'S Best and ANGLER Bass
Boat policies! Available
to Charter Fishing Guides operating
boats under 24 feet. Often excluded from other providers
because of commercial use, BoatUS ANGLER welcomes
fishing guides by offering comprehensive coverage for their
boat, guests and fishing equipment. Call 1-866-532-1829
for details!
ANGLER
Boat Saver Policy - An economic
option featuring Actual Cash Value coverage for basic protection
Mexican
Liability Coverage - for
boating and fishing in Mexico
Click
Here for Insurance Frequently Asked Questions
ANGLER’s
Best – Total Protection for your Boat, Motor and Equipment
- Agreed
Value Coverage* – for
your boat and motor
- Replacement Coverage –
for boating equipment
- Coverage for Fishing Equipment
– up to $5,000 per incident
- Optional Coverage –
for trailer and other personal effects
- Automatic Tournament Coverage and
Fee Reimbursement - should
a claim cause you to miss or withdraw from a competition
- Broad Cruising Area - with
extension options
- Liability Payments -
up to $500,000 per occurrence
- Medical Payments - up
to $10,000 person, per occurrence
- Consequential Damage coverage
as a result of fire, sinking, collision, demasting or stranding
- Lifetime Repair Guarantee
- for claims-related repairs for
as long as you own and insure the boat through BoatUS
- Investigative Services for Manufacturer's
Defects - if your claim indicates
a possible manufacturer's defect or warranty dispute, we’ll
provide a professional analysis and report from one of our
marine surveyors.
NEW!
Optional Coverage
for Fishing Guides
- Available for Charter Fishing
Guides operating boats under
24 feet. Often excluded from other providers
because of commercial use, BoatUS ANGLER welcomes
fishing guides by offering comprehensive coverage for their
boat, guests and fishing equipment. Call 1-866-532-1829
for details!
Losses
- Partial lossesfor boating equipment are covered
on a new for old basis. However, specific items are subject
to depreciation. For specific information about depreciation,
click
here.
*Agreed Value Coverage - determined and agreed
upon by both owner and insurance underwriter at the time the
policy is purchased.
All
policies are subject to policy limits and exclusions. Please
read your policy carefully.
| For
a FREE quote on our ANGLER Policy or any BoatUS
policy, visit our
or call toll free, 866-532-1829. |
ANGLER
Bass Boat Program - Featuring our broadest cruising area,
this is the perfect policy for the bass boat owner who travels
to lakes or salt water.
-
Agreed
Value Coverage* – for
your boat and motor
-
Replacement
Coverage – for boating
equipment
-
Coverage
for Fishing Equipment – up
to $5,000 per incident
-
Optional
Coverage – for trailer
and other personal effects
-
Automatic
Tournament Coverage and Fee Reimbursement -
should a claim cause you to miss or withdraw from a competition
-
Broad
Cruising Area - fish the
waters of the U.S., Canada and Mexico without a cruising
extension.
-
Medical
Payments - up to $10,000
per person, per occurrence
-
Liability
Payments - up to $500,000
per occurrence
-
Consequential
Damage coverage
as a result of fire, sinking, collision, demasting or
stranding - regardless of the cause.
-
Lifetime
Repair Guarantee - for claims-related
repairs for as long as you own and insure the boat through
BoatUS
-
Investigative
Services for Manufacturer's Defects - if
your claim indicates a possible manufacturer's defect
or warranty dispute, we’ll provide a professional
analysis and report from one of our marine surveyors.
NEW!
Optional Coverage
for Fishing Guides
- Available for Charter Fishing
Guides operating boats under
24 feet. Often excluded from other providers
because of commercial use, BoatUS ANGLER welcomes
fishing guides by offering comprehensive coverage for their
boat, guests and fishing equipment. Call 1-866-532-1829
for details!
Losses – Partial losses are covered
on a new for old basis. However, specific items are subject
to depreciation. For specific information about depreciation,
click
here.
*Agreed Value Coverage – determined
and agreed upon by both owner and insurance underwriter at
the time the policy is purchased.
All
policies are subject to policy limits and exclusions. Please
read your policy carefully.
| For
a FREE quote on our ANGLER Policy or any BoatUS
policy, visit our
or call toll free, 866-532-1829. |
ANGLER
Boat Saver Policy - Actual Cash Value* Coverage, an economic
option providing less coverage for your boat and equipment
at a lower premium
IMPORTANT
NOTE: The ANGLER
Boat Saver Policy is a "no-frills" actual cash value
insurance policy. Some of the savings on your premium comes
from the depreciation of ALL losses. Simply put, your premium
will be considerably lower, but you are subject to more out
of pocket expense to repair or replace your boat in the event
of a loss with this policy. Weigh your potential out of pocket
expenses against your premium savings as you look at this
and the ANGLER’s Best (Agreed Value) policy
option to determine what’s best for your boat and situation.
- Actual
Cash Value Coverage* - for
your boat, motor and boating equipment
- Coverage for Fishing Equipment
- up to $5,000 per incident
- Optional Coverage - for
trailer and other personal effects
- Automatic Tournament Coverage and
Fee Reimbursement - should
a claim cause you to miss or withdraw from a competition
- Broad Cruising Area - with
extension options
- Medical Payments - up
to $5,000 per person, occurrence
- Liability Payments - up
to $500,000 per occurrence
Losses
- All Boat Saver Policy losses are subject to
depreciation. Click
here for more information on Boat Saver losses.
*Actual
Cash Value Coverage – in the event of a total
loss, the market value, determined by age and condition of
the boat at the time of the loss. Boating industry reference
materials (NADA Book, BUC Used Boat Guide, ABOS Marine Blue
Book) are often used to determine market value.
All
policies are subject to policy limits and exclusions. Please
read your policy carefully.
| For
a FREE quote on our ANGLER Policy or any BoatUS
policy, visit our
or call toll free, 866-532-1829. |
Fishing
in Mexico?You
need Liability Coverage - Mexican law requires all boaters
to provide proof of liability insurance from a local provider.
All boats are required, under Mexican Law, to have liability
insurance issued through a Mexican Insurance Company. Without
it, you could face serious consequences including fines, impoundment
and/or imprisonment. For more information, click
here.
All BoatUS
Policies Include
24-Hour
Immediate Dispatch - our expert
claims staff is standing by seven days a week to help policyholders
through boating emergencies, including sinking, salvage,
fuel spill containment and pollution clean-up.
$25K
Supplemeental Family Medical payments – In
addition to the medical coverage you select with your policy,
this additional $25,000 covers injuries for each family member
to help ensure that your family does not have any large out-of-pocket
expenses if they are injured onboard.
Additional
$800,000 Fuel Spill Liability – this
additional liability covers unintentional discharge of oil
or fuel that can occur in a sinking, fire, collision, grounding,
etc. This "green coverage" is important now that
federal and state lasws subject boaters to liability for cleanup,
containment, and environmental damage. This coverage is provided
in addition to the policy's normal liability coverage.
Full
Salvage Assistance - covers
you for the full cost of salvage, without a deductible,
up to the insured value of your boat.
Uninsured
Boater Protection – Additional
medical coverage for your injuries caused bya collision if
a hit-and-run or uninsured boater is at fault. Amount is equal
to the liability amount on the policy.
Liability
for Dock Contracts – If
you signed a contract to store your boat at a marina, this
coverage is for any legal liability it requires you to
assume as a result of property damage or injuries
to your guests while on the marina's property.
Hurricane
Haul-out Coverage – up
to 50% or $1,000 in reimbursement for professional hauling
and/or preparation in the event of a NOAA
Named Storm in your area. (ex. PWC).
Seaworthy
Damage Avoidance Program –
insurance specialists turn actual claim case studies into
boat and life-saving articles for you in Seaworthy,
the quarterly newsletter written especially for policyholders.
Subscriptions are available for non-insureds for $10/yr.
Underwritten
by CNA –
Yacht,
Boat Saver and ANGLER policies are underwritten by
member companies of the CNA Insurance Group. The BoatUS Personal
Watercraft program is either underwritten through CNA or Seaworthy
Insurance Company, depending upon your state of residence.
For more information, click
here . These pages contain only a general description
of coverage. We recommend you read any policy prior to purchase.
All coverage is subject to the
terms, conditions, limits and exclusions of the policy.
|