BoatUS ANGLER Insurance features low-cost policies for all boats and are especially designed to provide the best coverage for your boat and gear. Choose the policy type that best serves your boat size and fishing lifestyle.

ANGLER’s BEST – our flagship policy featuring Agreed Value coverage for total protection

ANGLER Bass Boat Program – Exclusively for bass boats - Agreed Value coverage with extended cruising areas

NEW!   ANGLER Insurance for Fishing Guides is now available as an option with ANGLER'S Best and ANGLER Bass Boat policies!

Available to Charter Fishing Guides operating boats under 24 feet. Often excluded from other providers because of commercial use, BoatUS ANGLER welcomes fishing guides by offering comprehensive coverage for their boat, guests and fishing equipment. Call 1-866-532-1829 for details!

ANGLER Boat Saver Policy – An economic option featuring Actual Cash Value coverage for basic protection

Mexican Liability Coverage – for boating and fishing in Mexico

Insurance Frequently Asked Questions

ANGLER’s Best – Total Protection for your Boat, Motor and Equipment

Policy Features:
Agreed Value Coverage* – for your boat and motor
Replacement Coverage – for boating equipment
Coverage for Fishing Equipment – up to $5,000 per incident
Optional Coverage – for trailer and other personal effects
Automatic Tournament Coverage and Fee Reimbursement – should a claim cause you to miss or withdraw from a competition
Broad Cruising Area – with extension options
Liability Payments – up to $500,000 per occurrence
Medical Payments – up to $10,000 person, per occurrence
Consequential Damage coverage as a result of fire, sinking, collision, demasting or stranding
Lifetime Repair Guarantee – for claims-related repairs for as long as you own and insure the boat through BoatUS
Investigative Services for Manufacturer's Defects – if your claim indicates a possible manufacturer's defect or warranty dispute, we’ll provide a professional analysis and report from one of our marine surveyors.

NEW!   Optional Coverage for Fishing Guides  - Available for Charter Fishing Guides operating boats under 24 feet. Often excluded from other providers because of commercial use, BoatUS ANGLER welcomes fishing guides by offering comprehensive coverage for their boat, guests and fishing equipment. Call 1-866-532-1829 for details!

Losses – Partial lossesfor boating equipment are covered on a new for old basis. However, specific items are subject to depreciation. For specific information about depreciation, click here.

*Agreed Value Coverage – determined and agreed upon by both owner and insurance underwriter at the time the policy is purchased.

All policies are subject to policy limits and exclusions. Please read your policy carefully.

For a FREE quote for our ANGLER Policy or any BoatUS policy, visit our online application or call toll free, 866-532-1829.

ANGLER Bass Boat Program – Featuring our broadest cruising area, this is the perfect policy for the bass boat owner who travels – to lake or salt water.

Policy Features:
Agreed Value Coverage* – for your boat and motor
Replacement Coverage – for boating equipment
Coverage for Fishing Equipment – up to $5,000 per incident
Optional Coverage – for trailer and other personal effects
Automatic Tournament Coverage and Fee Reimbursement – should a claim cause you to miss or withdraw from a competition
Broad Cruising Area – fish the waters of the U.S., Canada and Mexico without a cruising extension.
Medical Payments – up to $10,000 per person, per occurrence
Liability Payments – up to $500,000 per occurrence
Consequential Damage coverage as a result of fire, sinking, collision, demasting or stranding - regardless of the cause.
Lifetime Repair Guarantee – for claims-related repairs for as long as you own and insure the boat through BoatUS
Investigative Services for Manufacturer’s Defects – if your claim indicates a possible manufacturer's defect or warranty dispute, we’ll provide a professional analysis and report from one of our marine surveyors.

NEW!   Optional Coverage for Fishing Guides  - Available for Charter Fishing Guides operating boats under 24 feet. Often excluded from other providers because of commercial use, BoatUS ANGLER welcomes fishing guides by offering comprehensive coverage for their boat, guests and fishing equipment. Call 1-866-532-1829 for details!

PLUS

Losses – Partial losses are covered on a new for old basis. However, specific items are subject to depreciation. For specific information about depreciation, click here.

*Agreed Value Coverage – determined and agreed upon by both owner and insurance underwriter at the time the policy is purchased.

All policies are subject to policy limits and exclusions. Please read your policy carefully.

For a FREE quote on our ANGLER Policy or any BoatUS policy, visit our online application or call toll free, 866-532-1829.

ANGLER Boat Saver Policy – Actual Cash Value* Coverage, an economic option providing less coverage for your boat and equipment at a lower premium

IMPORTANT NOTE: The ANGLER Boat Saver Policy is a "no-frills" actual cash value insurance policy. Some of the savings on your premium comes from the depreciation of ALL losses. Simply put, your premium will be considerably lower, but you are subject to more out of pocket expense to repair or replace your boat in the event of a loss with this policy. Weigh your potential out of pocket expenses against your premium savings as you look at this and the ANGLER’s Best (Agreed Value) policy option to determine what’s best for your boat and situation.

Boat Saver Policy Features:
Actual Cash Value Coverage* – for your boat, motor and boating equipment
Coverage for Fishing Equipment – up to $5,000 per incident
Optional Coverage – for trailer and other personal effects
Automatic Tournament Coverage and Fee Reimbursement – should a claim cause you to miss or withdraw from a competition
Broad Cruising Area – with extension options
Medical Payments – up to $5,000 per person, occurrence
Liability Payments – up to $500,000 per occurrence

Losses - All Boat Saver Policy losses are subject to depreciation. Click here for more information on Boat Saver losses.

*Actual Cash Value Coverage – in the event of a total loss, the market value, determined by age and condition of the boat at the time of the loss. Boating industry reference materials (NADA Book, BUC Used Boat Guide, ABOS Marine Blue Book) are often used to determine market value.

All policies are subject to policy limits and exclusions. Please read your policy carefully.

For a FREE quote for our ANGLER Policy or any BoatUS policy, visit our online application or call toll free, 866-532-1829.

Fishing in Mexico?
You need Liability Coverage – Mexican law requires all boaters to provide proof of liability insurance from a local provider.

All boats are required, under Mexican Law, to have liability insurance issued through a Mexican Insurance Company. Without it, you could face serious consequences including fines, impoundment and/or imprisonment. For more information, click here.

All BoatUS Policies Include

24-Hour Immediate Dispatch - our expert claims staff is standing by seven days a week to help policyholders through boating emergencies, including sinking, salvage, fuel spill containment and pollution clean-up.

$250 Towing Service – for breakdowns on the water or on the road while trailering your boat - up to $250 for each incident for the insured boat with a maximum of $500 per year. The good news? Should you ever need to use this coverage, there is no claims history attached to it and no premium increase because of it.

$25K Supplemeental Family Medical payments – In addition to the medical coverage you select with your policy, this additional $25,000 covers injuries for each family member to help ensure that your family does not have any large out-of-pocket expenses if they are injured onboard.

Additional $800,000 Fuel Spill Liability – this additional liability covers unintentional discharge of oil or fuel that can occur in a sinking, fire, collision, grounding, etc. This "green coverage" is important now that federal and state lasws subject boaters to liability for cleanup, containment, and environmental damage. This coverage is provided in addition to the policy's normal liability coverage.

Full Salvage Assistance - covers you for the full cost of salvage, without a deductible, up to the insured value of your boat.

Uninsured Boater Protection – Additional medical coverage for your injuries caused bya collision if  a hit-and-run or uninsured boater is at fault. Amount is equal to the liability amount on the policy.

Liability for Dock Contracts – If you signed a contract to store your boat at a marina, this coverage is for any legal liability it requires you to assume as a result of property damage or injuries to your guests while on the marina's property.

Hurricane Haul-out Coverage – up to 50% or $1,000 in reimbursement for professional hauling and/or preparation in the event of a NOAA Named Storm in your area. (ex. PWC).

Seaworthy Damage Avoidance Program – insurance specialists turn actual claim case studies into boat and life-saving articles for you in Seaworthy, the quarterly newsletter written especially for policyholders. Subscriptions are available for non-insureds for $10/yr.

Underwritten by CNA –

Yacht, Boat Saver and ANGLER policies are underwritten by member companies of the CNA Insurance Group. The BoatUS Personal Watercraft program is either underwritten through CNA or Seaworthy Insurance Company, depending upon your state of residence. For more information, click here . These pages contain only a general description of coverage. We recommend you read any policy prior to purchase.